Provincial coverage
Infertility affects an estimated 1 in 6 people in their lifetime, and many more need fertility care to build their families, including 2SLGBTQIA+ people, single parents by choice and people preserving their fertility before cancer treatment.
Nine of Canada’s ten provinces and one of its three territories offer some public help with the cost of fertility treatment.
Programs change often. Each section below links to the official government page, so check it before you make treatment or financial decisions.
Last reviewed: October 29, 2026
Alberta
Alberta has no general public funding program for IVF or IUI. Alberta Health Services covers some fertility-related consultations and tests.
In April 2026, Alberta announced $2.25 million to create a new oncofertility program to help people facing cancer treatment preserve their fertility. It is not yet available. If you are facing cancer treatment, ask your cancer care team about fertility preservation as early as possible.
British Columbia
British Columbia residents can receive up to $19,000 toward one IVF cycle, including medications. The amount depends on household income, and households earning more than $250,000 are not eligible. This is one-time funding, so the program can only be used once. You must be enrolled in MSP, and the person receiving the embryo must be 41 or younger. Your BC fertility clinic applies on your behalf.
For full program details, click here: https://www2.gov.bc.ca/gov/content/health/accessing-health-care/publicly-funded-ivf-program
Manitoba
Manitoba residents can claim up to $40,000 in eligible treatment costs each year and get 40% back, up to $16,000 a year, through a refundable tax credit. There is no lifetime cap and no limit on the number of treatments, so you can claim again every year you have eligible costs. Treatment must take place in Manitoba, and you claim the credit when you file your taxes.
For full program details, click here: https://gov.mb.ca/finance/tao/fttc_faq.html
New Brunswick
New Brunswick residents can be reimbursed 100% of eligible treatment costs, up to $20,000 for one IVF cycle and up to $10,000 for IUI. Each grant can be used once per household, and you can use both. Patients pay for treatment up front, then submit their receipts to be reimbursed.
For full program details, click here: https://www.gnb.ca/en/topic/health-wellness/health-lifestyle/fertility-program.html
Newfoundland and Labrador
Newfoundland and Labrador residents who need to travel out of province for IVF can be reimbursed up to $29,000 through the Fertility Subsidy Program. This is a lifetime maximum that can be used across more than one treatment. It covers IVF, frozen embryo transfers, donor and gestational carrier cycles, egg freezing, related medications, and travel if the maximum has not been used up.
For full program details, click here: https://cwhp.easternhealth.ca/womens-health/fertility-services/fertility-subsidy-program
Northwest Territories
The Northwest Territories does not have a public fertility funding program.
Nova Scotia
Nova Scotia residents can claim up to $20,000 in eligible fertility and surrogacy costs each year and get 40% back, up to $8,000 a year, through the refundable Fertility and Surrogacy Tax Credit. There is no limit on the number of treatments, so you can claim again every year you have eligible costs. Surrogacy and donor medical costs are also eligible. You apply online after you receive your Notice of Assessment from the Canada Revenue Agency.
For full program details, click here: https://www.novascotia.ca/fertility-and-surrogacy-tax-credit
Nunavut
Nunavut does not have a public fertility funding program. Eligible residents may be able to claim travel assistance under the Non-Insured Health Benefits (NIHB).
Ontario
Ontario residents can receive one funded IVF cycle, unlimited IUI and one round of fertility preservation at participating clinics through the Ontario Fertility Program. The funded IVF cycle is once per lifetime, and medications are not covered. Ontario residents can also claim up to $20,000 in eligible costs each year and get 25% back, up to $5,000 a year, through the refundable Ontario Fertility Treatment Tax Credit. You can claim the tax credit every year you have eligible costs when you file your taxes.
For full program details, click here: https://www.ontario.ca/page/get-fertility-treatments
Prince Edward Island
Prince Edward Island residents can be reimbursed up to $20,000 per household, regardless of income, through the Fertility Treatment Funding Program. This is a lifetime maximum that can be used across more than one treatment. There is no fertility clinic on PEI, so treatment can take place at clinics anywhere in Canada. Patients apply to the program first, then submit receipts for expenses incurred after their approval date.
For full program details, click here: https://www.princeedwardisland.ca/en/service/fertility-treatment-funding-program
Quebec
Quebec residents can receive one funded IVF cycle, including medications and the transfer of every resulting embryo, through the Medically Assisted Reproduction Program. The funded IVF cycle is once per lifetime. Quebec residents can also claim up to $20,000 in eligible costs the program does not cover each year and get 20% to 80% back, depending on family income, up to $16,000 a year, through Revenu Québec’s refundable Tax Credit for the Treatment of Infertility. You can claim the tax credit every year you have eligible costs when you file your taxes, and your Quebec fertility clinic confirms your eligibility for the funded cycle with RAMQ.
For full program details, click here: https://www.quebec.ca/en/family-and-support-for-individuals/pregnancy-parenthood/assisted-reproduction/medically-assisted-reproduction-program
Pour tous les détails du programme, cliquez ici : https://www.quebec.ca/famille-et-soutien-aux-personnes/grossesse-parentalite/procreation-assistee/programme-procreation-medicalement-assistee
Saskatchewan
Saskatchewan residents can claim up to $20,000 in eligible treatment costs and get 50% back, up to $10,000, through the refundable Fertility Treatment Tax Credit. This is a one-time claim, so it can only be used once in your lifetime. Treatment must be in Saskatchewan. You claim the credit when you file your taxes.
For full program details, click here: https://saskatchewan.ca/residents/taxes-and-investments/tax-credits/fertility-treatment-tax-credit
Yukon
Yukon residents can get 40% of eligible fertility and surrogacy costs back, up to $10,000 a year, through the refundable Fertility and Surrogacy Expense Tax Credit. There is no lifetime cap and no limit on the number of treatments, so you can claim again every year you have eligible costs. Yukon’s Medical Travel Program may also cover travel for treatment outside the territory. You claim the credit when you file your taxes.
For full program details, click here: https://yukon.ca/en/news/amendments-yukons-income-tax-act-including-new-fertility-and-surrogacy-expense-tax-credit-receives-assent